Full Disclosure

Last modified on 7/18/2017.

Terms Of Use
The following terms and conditions govern all use of the iLoveToLiveWell.com website and all content, services and products available at or through iLoveToLiveWell.com (taken together, the Website). iLoveToLiveWell.com is owned and operated by Dianne Wawrzyniak-Marshall. iLoveToLiveWell.com is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, iLoveToLiveWell.com’s privacy policy) and procedures that may be published from time to time on iLoveToLiveWell.com by Dianne Wawrzyniak-Marshall (collectively, the “agreement”). Before accessing or using iLoveToLiveWell.com, please read this agreement carefully. By accessing or using any part of iLoveToLiveWell.com, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access iLoveToLiveWell.com or use any of its services. If these terms and conditions are considered an offer by iLoveToLiveWell.com, acceptance is expressly limited to these terms. iLoveToLiveWell.com is available only to individuals who are at least 13 years of age.

Responsibility of Website Visitors
iLoveToLiveWell.com’s Owner has not reviewed, and cannot review, all of the material, including computer software, posted to iLoveToLiveWell.com, and cannot therefore be responsible for that material’s content, use or effects. By operating iLoveToLiveWell.com, the Owner thereof does not represent or imply that they endorse the material there posted, or that they believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. iLoveToLiveWell.com’s Owner disclaims any responsibility for any harm resulting from the use by visitors of iLoveToLiveWell.com, or from any downloading by those visitors of content there posted.

Content Posted on Other Websites
iLoveToLiveWell.com’s Owner has not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which iLoveToLiveWell.com links, and that link to iLoveToLiveWell.com. iLoveToLiveWell.com’s Owner does not have any control over any non-iLoveToLiveWell.com website and webpages, and is not responsible for their content or their use. By linking to any non-iLoveToLiveWell.com website or webpages, iLoveToLiveWell.com’s Owner does not represent or imply that they endorse such websites or webpages. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. iLoveToLiveWell.com’s Owner disclaims any responsibility for any harm resulting from your use of any non-iLoveToLiveWell.com website and webpages.

Copyright Infringement and DMCA Policy
As iLoveToLiveWell.com’s Owner asks others to respect their intellectual property rights, iLoveToLiveWell.com’s Owner respects the intellectual property rights of others. If you believe that material located on or linked to by iLoveToLiveWell.com violates your copyright, you are encouraged to notify iLoveToLiveWell.com’s Owner in accordance with iLoveToLiveWell.com’s Digital Millennium Copyright Act (“DMCA”) Policy. iLoveToLiveWell.com’s Owner will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. iLoveToLiveWell.com’s Owner will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of iLoveToLiveWell.com or others.

Intellectual Property
This agreement does not transfer from iLoveToLiveWell.com’s Owner to you any iLoveToLiveWell.com or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with iLoveToLiveWell.com’s Owner. iLoveToLiveWell.com, the iLoveToLiveWell.com logo, and all other trademarks, service marks, graphics and logos used in connection with iLoveToLiveWell.com are trademarks or registered trademarks of iLoveToLiveWell.com’s Owner or iLoveToLiveWell.com’s Owner licensors. Other trademarks, service marks, graphics and logos used in connection with iLoveToLiveWell.com may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any iLoveToLiveWell.com or third-party trademarks.

iLoveToLiveWell.com’s Owner reserves the right, at their sole discretion, to modify or replace any part of this agreement. It is your responsibility to check this agreement periodically for changes. Your continued use of or access to iLoveToLiveWell.com following the posting of any changes to this agreement constitutes acceptance of those changes. iLoveToLiveWell.com’s Owner may also, in the future, offer new services and/or features through iLoveToLiveWell.com (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this agreement.

iLoveToLiveWell.com’s Owner may terminate your access to all or any part of iLoveToLiveWell.com at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this agreement or your iLoveToLiveWell.com account (if you have one), you may simply discontinue using the Website. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer of Warranties
iLoveToLiveWell.com is provided “as is”. iLoveToLiveWell.com’s Owner and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither iLoveToLiveWell.com’s Owner nor their suppliers and licensors, makes any warranty that iLoveToLiveWell.com will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, iLoveToLiveWell.com at your own discretion and risk.

Limitation of Liability
In no event will iLoveToLiveWell.com’s Owner, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to iLoveToLiveWell.com under this agreement during the twelve (12) month period prior to the cause of action. iLoveToLiveWell.com’s Owner shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

General Representation and Warranty
You represent and warrant that (i) your use of iLoveToLiveWell.com will be in strict accordance with the iLoveToLiveWell.com Owner’s privacy policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of iLoveToLiveWell.com will not infringe or misappropriate the intellectual property rights of any third party.

You agree to indemnify and hold harmless iLoveToLiveWell.com’s Owner, their contractors, and their licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of iLoveToLiveWell.com, including but not limited to your violation of this agreement.

This agreement constitutes the entire agreement between iLoveToLiveWell.com’s Owner and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of iLoveToLiveWell.com, or by the posting by iLoveToLiveWell.com’s Owner of a revised version. Except to the extent applicable law, if any, provides otherwise, this agreement, any access to or use of iLoveToLiveWell.com will be governed by the laws of the state of Texas, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Williamson County, Texas. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Williamson County, Texas, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this agreement shall be entitled to costs and attorneys’ fees. If any part of this agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this agreement to any party that consents to, and agrees to be bound by, its terms and conditions; iLoveToLiveWell.com’s Owner may assign their rights under this agreement without condition. This agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

Claims – FDA Statement
Information within iLoveToLiveWell.com is for educational purposes only. The statements on the iLoveToLiveWell.com website have not been evaluated by the U.S. Food & Drug Administration. Products and information on iLoveToLiveWell.com are not intended to diagnose, treat, cure or prevent any disease. iLoveToLiveWell.com representatives are not medical doctors, and therefore… they cannot and do not give medical advice.
In addition, no information found or received through iLoveToLiveWell.com should replace a consultation with a professional health care provider or the advice thereof.

Privacy Policy
Dianne Wawrzyniak-Marshall operates iLoveToLiveWell.com. While operating this website, it is the Owner’s policy to respect your privacy regarding any information iLoveToLiveWell.com may collect as part of its configuration.

Website Visitors
Like most website operators, iLoveToLiveWell.com’s Owner collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. iLoveToLiveWell.com’s Owner’s purpose in collecting non-personally identifying information is to better understand how visitors use the iLoveToLiveWell.com website. From time to time, iLoveToLiveWell.com’s Owner may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of the iLoveToLiveWell.com website.
iLoveToLiveWell.com’s Owner also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on iLoveToLiveWell.com blogs/sites. iLoveToLiveWell.com’s Owner only discloses logged in user and commenter IP addresses under the same circumstances that they use and disclose personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information
Certain visitors to the iLoveToLiveWell.com website choose to interact with iLoveToLiveWell.com in ways that require iLoveToLiveWell.com’s Owner to gather personally-identifying information. The amount and type of information that iLoveToLiveWell.com’s Owner gathers depends on the nature of the interaction. For example, iLoveToLiveWell.com’s Owner asks visitors who sign up at iLoveToLiveWell.com to provide a username and email address. Those who engage in transactions with iLoveToLiveWell.com are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, iLoveToLiveWell.com’s Owner collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with iLoveToLiveWell.com. iLoveToLiveWell.com’s Owner does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain iLoveToLiveWell.com-related activities.

Aggregated Statistics
iLoveToLiveWell.com’s Owner may collect statistics about the behavior of visitors to the iLoveToLiveWell.com website. iLoveToLiveWell.com’s Owner may display this information publicly or provide it to others. However, iLoveToLiveWell.com’s Owner does not disclose personally-identifying information other than what’s described below.

Protection of Certain Personally-Identifying Information
iLoveToLiveWell.com’s Owner discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on iLoveToLiveWell.com’s behalf or to provide services available at iLoveToLiveWell.com’s website, and (ii) who has agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using the iLoveToLiveWell.com website, you consent to the transfer of such information to them. iLoveToLiveWell.com’s Owner will never rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, iLoveToLiveWell.com’s Owner discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when iLoveToLiveWell.com’s Owner believes in good faith that disclosure is reasonably necessary to protect the property or rights of iLoveToLiveWell.com, third parties or the public at large. If you are a registered user of iLoveToLiveWell.com and have supplied your email address, iLoveToLiveWell.com’s Owner may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with iLoveToLiveWell.com and their products. If you send iLoveToLiveWell.com a request (for example via email or via one of their feedback mechanisms), iLoveToLiveWell.com’s Owner reserves the right to publish it in order to help them clarify or respond to your request or to help them support other users. iLoveToLiveWell.com’s Owner takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. The iLoveToLiveWell.com website uses cookies to help iLoveToLiveWell.com’s Owner identify and track visitors, their usage of the iLoveToLiveWell.com website, and their website access preferences. iLoveToLiveWell.com visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using the iLoveToLiveWell.com website, with the drawback that certain features of the iLoveToLiveWell.com website may not function properly without the aid of cookies.

Business Transfers
If iLoveToLiveWell.com, or substantially all of its Owner’s assets, were acquired, or in the unlikely event that the Owner of iLoveToLiveWell.com goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of iLoveToLiveWell.com may continue to use your personal information as set forth in this policy.

Ads appearing on the iLoveToLiveWell.com website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by iLoveToLiveWell.com and does not cover the use of cookies by any advertisers.

Privacy Policy Changes
Although most changes are likely to be minor, iLoveToLiveWell.com’s Owner may change their Privacy Policy from time to time, and at iLoveToLiveWell.com Owner’s sole discretion. iLoveToLiveWell.com’s Owner encourages visitors to frequently check this page for any changes to their Privacy Policy. If you have an iLoveToLiveWell.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

In compliance with the FTC guidelines… It’s best to assume any/all of the links on iLoveToLiveWell.com are affiliate links, and this is whereby… Dianne (Owner of iLoveToLiveWell.com) receives a commission from the sale of products.

What is an affiliate link?
Many (but not all) of the links on iLoveToLiveWell.com are affiliate links. An affiliate link means that a unique tracking code is used. If you purchase through one of these special links, Dianne (Owner of iLoveToLiveWell.com) makes a commission on the sale of an item/s.

How does using an affiliate link on iLoveToLiveWell.com affect the price I pay for an item?
Whether an affiliate link or not, the price of the item remains the same for you. In some cases, the price of any given item may actually be less for you. Whenever you use an affiliate link via iLoveToLiveWell.com, you also help yourself in that… Dianne (Owner of this site) can continue assisting you in however you need her help.

How does the Owner of iLoveToLiveWell.com determine what affiliate links to use?
Whenever Dianne posts an affiliate link to a product… It is something she personally uses or highly recommends, and this is because of the great quality of the product plus the company’s stellar reputation in customer service. It’s pretty much the same as a friend who enthusiastically announces to you that he/she heard about or purchased this terrific product, and they just have to let you know about it. Dianne feels really good about providing links to products and/or resources that will help you create positive changes in your life.